Home | Happy Rock Merchant Solutions

Our mission is singular:
Your Success.

Unlike competitors, we’re not Wall Street. We’re entrepreneurs just like you. We know how hard it is to do what you have. We trust that success and fund you based on your track record. Because we believe getting as far as you have, you have what it takes. After all, only your success ensures ours.

Entrepreneurs Rock!

Entrepreneurs often need info more than money. Having funded so many businesses, we want to share insights. Entrepreneurs Rock! is our ongoing a conversation with fellow entrepreneurs to help you find answers to questions you face and learn about what’s cutting edge. Take a look, share your thoughts and connect with us!

A business cash advance is a great alternative to a bank loan!

A business cash advance is a great alternative to a bank loan.

Happy Rock makes getting the funds you need simple and easy. Because unlike most of our competitors, we don’t use middlemen. We fund you directly. So you not only get the funds you need faster, you get better terms, minimizing risk and maximizing possibilities.

Get the funds you need now. We make it fast and simple.

Get up to $200,000 in as little as 5 days. No personal guarantee or collateral required.

Learn How It Works

Apply Now!

We are not bankers or middlemen. We are direct funders. That means you apply only to us. So only we evaluate your application. If successful, we provide you with the funds you need for your business in as little as five working days.

Our terms are simple and clear. There are no fixed payments, penalties, late fees or hidden fees. There are no closing costs and you don’t lose any equity or control of your business. You don’t need a personal guarantee, any collateral or a second mortgage. Simply pay us back with a percentage of your future credit card receipts.

To qualify, you need to have been in business a year or more and process a minimum of $5,000 per month in credit card sales. Cash advances range from $2,500 to $300,000.

Business Working Capital

Keep a positive cash flow and make sure you have the cash to pay for daily operating expenses.
Advertising

Increase the volume of your business by expanding your customers’ awareness of your products/services.
Expansion/ Remodeling

Grow your business into new markets and new locations, or attract new business to your existing locations with a new image.
Emergencies

Respond to the unpredictable demands of your business to maintain your competitive advantage.